Is college ave student loans legit?

Yes, college ave student loans is legit.

Average rating: 3.91 / 5
Weighted average rating: 4.58 / 5
Based on 2043 reviews from 10 sources

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Positive highlights

Flexible repayment options


I can see why College Ave student loans are popular and recommended by counselors at my son's college. We had an easy and smooth process to obtain a student loan from the start of the application to the payment for tuition. Very satisfied with College Ave.


You can see if you’ll qualify and what rate you’ll get without a hard credit check.

Negative highlights

Parent loans require at least interest-only payments while the student is in school.


would give less than 1 start if I could. filled out and was looking at the options... came to signing and I reached out to customer support validating I wasn't signing a loan agreement yet as I just wanted to see payment options. Now I'm being told I'm stuck with a loan payment we cannot afford. I've asked to have it cancelled but was told I'm possibly too late so not sure that will even happen No clue how I will be able to afford payments that will be coming down the line if it isn't cancelled.


he Customer Service reps have never returned any of my calls as they said they would nor have I heard anything about the status of my refund. I would recommend NOT doing business with this company.


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Full review

College Ave Student Loans Review

It appears that is not a payday loan provider, but rather a company that offers student loan refinancing and private student loan options for undergraduate, graduate, and MBA students.

One of the key features of is its online application process, which allows users to apply for a loan from the comfort of their own home. The application process is simple and straightforward, and users can typically receive a decision on their loan within minutes.

Another notable feature of is its flexible repayment options. Users can choose to repay their loan in a single lump sum or in multiple installments, depending on their financial situation. This can make it easier for users to manage their debt and avoid defaulting on their loan.

One of the main pros of is its competitive rates and fees. The company claims to offer some of the lowest rates and fees in the industry, which can make it an affordable option for students looking to refinance their existing student loans or take out a new private student loan.

However, it is important to be aware of the cons of using or any other student loan provider. Taking out a student loan, whether it is a private or federal loan, is a significant financial commitment, and it is important to carefully consider all of the costs and terms associated with a loan before committing to one.

In conclusion, is a legitimate student loan provider with a simple online application process and flexible repayment options. However, it is important to carefully consider all of the costs and terms associated with a student loan before committing to one.

Key Features

  • User-friendly website and online application process
  • Personalized approach to lending
  • Range of loan options, including undergraduate, graduate, and parent loans


  • Convenient application process
  • Personalized loan options
  • Range of loan options available


  • Only offers private student loans
  • Not eligible for federal loan programs with lower interest rates and more flexible repayment options

Is College Ave Student Loans Legit?

College Ave Student Loans is a legitimate lender that is licensed and accredited by the Better Business Bureau. However, their focus on private student loans means that students may not be eligible for lower-interest federal loan programs.


Overall, College Ave Student Loans is a reliable and trustworthy lender that offers a user-friendly application process and personalized approach to lending. However, their focus on private student loans should be carefully considered before taking out a loan.