Is fig loans legit?

Yes, fig loans is legit.

Average rating: 4.08 / 5
Weighted average rating: 4.8 / 5
Based on 5161 reviews from 6 sources

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Positive highlights

Fig loans is my go to loan company anytime I’m short on cash. Never had a bad experience yet. They make applying easy, paying on loan easy and it’s even easy to change a date to a later payment date if you need it.


This company is very straight-forward and very easy to deal with. These types of loans should still be used for an emergency but this is quite a few steps up from a typical payday loan in my opinion. Very reasonable fees and repayment terms and it all gets reported to all credit bureaus and really helps your credit whereas a payday loan damages it badly. They even offer a referral program to allow you to earn back a lot of the fees incurred. Highly recommend if you don't have access to funds on more favorable terms at the moment.


No prepayment penalty

Negative highlights

Low maximum loan amount. First-time borrowers with Fig are only able to take out up to $500. You may be able to get up to $1,000 if you have a solid payment history with Fig, but this maximum is still much lower than what other personal loan lenders offer.


APRs as high as 229%.


We needed access to our money, and they were available to us. Before today, I would've given them a good score, but I just reapplied for a new loan and was denied. This after being a long time customer, so I'm not really happy right now. They also take a long time to get back to you if you have a question.


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Full review Review is a payday loan provider that offers short-term loans to individuals facing financial emergencies. It is important to note that payday loans should only be used as a last resort, as they come with high interest rates and fees.

One of the key features of is its online application process, which allows users to apply for a loan from the comfort of their own home. The application process is simple and straightforward, and users can typically receive a decision on their loan within minutes.

Another notable feature of is its flexible repayment options. Users can choose to repay their loan in a single lump sum or in multiple installments, depending on their financial situation. This can make it easier for users to manage their debt and avoid defaulting on their loan.

One of the main pros of is its fast turnaround time. Users can typically receive their loan funds within 24 hours of approval, making it a convenient option for individuals facing unexpected expenses or emergencies.

However, it is important to be aware of the cons of using or any other payday loan provider. The high interest rates and fees associated with payday loans can make it difficult for users to repay their loans, leading to a cycle of debt. It is important to carefully consider all of the costs associated with a payday loan before committing to one.

In conclusion, is a legitimate payday loan provider with a simple online application process and flexible repayment options. However, it is important to carefully consider the high costs associated with payday loans and to only use them as a last resort.

Overview is an online provider of payday loans. The website offers a quick and easy application process, allowing customers to apply for a loan and receive the funds they need within a matter of hours.

Key Features

  • Fast loan approval process
  • Convenient online platform


  • Quick access to funds
  • Convenient application process


  • High interest rates

Conclusion is a legitimate provider of payday loans. The website offers a fast and convenient loan application process, and most customers are able to receive a decision on their application within minutes. However, the high interest rates charged on these loans can be a significant drawback for some customers. As with any financial decision, it is important to carefully consider the terms and conditions of a payday loan before agreeing to borrow.