Is upgrade loans legit?

Yes, upgrade loans is legit.

Average rating: 4.23 / 5
Weighted average rating: 4.61 / 5
Based on 38658 reviews from 12 sources

Go to upgrade.com

More Details

Positive highlights

No prepayment penalty fees

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The whole process was very easy and quick. From start to being approved was only a few minutes and the money was in my bank account the next day. I will definitely look into this again if I’m ever in need.

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My experience has been great! Customer service is very nice and they are very helpful. I like the options that Upgrade has. I like the fact that I can use it as a credit card and a line of credit.

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Negative highlights

Has late payment fee: Certain companies have no late payment fees, but Upgrade has a $10 fee if you pay late.

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Poor customer service, high interest, very unprofessional I strongly recommended not to do business with this company.

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Charges an origination fee of up to 8.99% of the loan amount.

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Payday Loans Providers

Full review

Upgrade Loans Review

Upgrade.com is a financial technology company that offers a range of personal loan products, including payday loans. It is important to note that payday loans should only be used as a last resort, as they come with high interest rates and fees.

One of the key features of Upgrade.com is its online application process, which allows users to apply for a loan from the comfort of their own home. The application process is simple and straightforward, and users can typically receive a decision on their loan within minutes.

Another notable feature of Upgrade.com is its range of loan products. In addition to payday loans, the company also offers personal loans, credit card refinancing, and home improvement loans. This allows users to choose the loan product that best meets their needs.

One of the main pros of Upgrade.com is its fast turnaround time. Users can typically receive their loan funds within a few days of approval, making it a convenient option for individuals facing unexpected expenses or emergencies.

However, it is important to be aware of the cons of using Upgrade.com or any other payday loan provider. The high interest rates and fees associated with payday loans can make it difficult for users to repay their loans, leading to a cycle of debt. It is important to carefully consider all of the costs associated with a payday loan before committing to one.

In conclusion, Upgrade.com is a legitimate financial technology company that offers a range of loan products, including payday loans. However, it is important to carefully consider the high costs associated with payday loans and to only use them as a last resort.

Key Features

Online application process
Personalized loan options
Range of financial products available, including personal loans, credit cards, and home improvement loans

Pros

Convenient online application process
Personalized loan options
Range of financial products available

Cons

High interest rates
Potential for a cycle of debt